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Dental Insurance: Types Of Policies, Including Benefits

Benefits Covered By Dental Insurance

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Dental care is divided into four areas for insurance purposes:

Preventive:  The work that needs to be done to keep teeth healthy - including regular check-ups, cleanings, and x-rays.

Restorative (sometimes called Basic Services):  These are procedures, such as fillings, root canals, and other similar procedures, that are used to restore a damaged tooth to good health.

Replacement (sometimes called Major Services):  These procedures are used when the tooth cannot be restored but must be replaced. This can be anything from a crown built over the base of the natural tooth to a complete set of dentures.

Orthodontia:  Braces to permanently move your teeth and all that they entail.

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