Whether you own or rent your home, Homeowners Insurance is one of the "must-have" basics for a person coping with a health condition. It protects against an unexpected large economic loss due to damage to your premises, theft of your belongings, or for someone injured on your premises.

Other sections of this document explain what insurance coverage you do and do not need, how to purchase a homeowners policy at a reasonable price, and what to do in the event of a loss.

NOTE:  It is easy to keep an inventory of everything in your home on line. For example:

• www.iii.org/software - a free service of the Insurance Information Institute
• www.knowyourstuff.org  A free service 
• www.lockboxer.com : a minimal charge after a minimum of free items. You have a choice about how much informaiton and detail to include.
• www.stuffsafe.com : A free service
• A software program from Quicken also provides help: Quicken Home Inventory Manager. See: http://quicken.intuit.com

Do what you can to prevent a loss. For example, eliminate fire and tripping hazards. Use surge suppressors to protect electronic equipment from lightning and other damage. Install a burglar alarm. For ideas for protecting your assets from a disaster, go to the website of the Insurance Institute for Business & Home Safety: www.disastersafety.org

Please share how this information is useful to you. 0 Comments