You are here: Home Insurance Disability ... Why You Need For A ...
Information about all aspects of finances affected by a serious health condition. Includes income sources such as work, investments, and private and government disability programs, and expenses such as medical bills, and how to deal with financial problems.
Information about all aspects of health care from choosing a doctor and treatment, staying safe in a hospital, to end of life care. Includes how to obtain, choose and maximize health insurance policies.
Answers to your practical questions such as how to travel safely despite your health condition, how to avoid getting infected by a pet, and what to say or not say to an insurance company.

Disability Insurance: Claims 101

Why You Need For A Supportive Doctor To Help With A Disability Insurance Claim

« Previous

2/2

A supportive doctor(s) who is willing to take the time needed to help you keep and retain a disability income is necessary for a variety of reasons:

  • Few disability claims are approved strictly on the basis of lab results or other objective data. Your medical record and statements by your doctor are usually critical to approval of a claim. If a claim is initially denied, a doctor or doctors will be needed at each step of the appeal. The doctrors will be needed to provide information, and to rebut the payor's point of view.
  • Once your claim is approved, your records and a doctor statement are likely to be requested periodically as long as you continue to receive a disability income. If the payor wants to stop payment, a doctor's support will be necessary to rebut the payor's claims why you are no longer "disabled."
  • It is helpful if the doctor not only writes reports, but is willing to let you and/or a representative review them prior to submission, and then to rewrite as needed. A review makes sure that all the relevant facts are included and that those facts are stated in a manner most likely to get your claim approved.

Please share how this information is useful to you. 0 Comments

 

Post a Comment Have something to add to this topic? Contact Us.

Characters remaining:

  • Allowed markup: <a> <i> <b> <em> <u> <s> <strong> <code> <pre> <p>
    All other tags will be stripped.