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Ten Steps To Consider In The Event Of A Financial Crunch Or Crisis

Step 7. If you still have a short fall, look for money including from loans against assets. Consider bartering

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Following is a listing of sources to consider when in need of money. 

Find out if you can barter by swapping services you can do for the services you need.

  • You may be able to do this informally in your neighborhood, through your religious organization or other organization to which you belong. 
  • There may be a Time Bank which basically allows you to exchange services for other services in your area. 
  • There may also be a web site with a barter section or barter exchange that works for you. (See Bartering 101: On Your Own, Through Websites and Exchanges).

If your credit card offers convenience checks, use them sparingly, with knowledge about fees and interest rates and an understanding of the fees described in the fine print and the high amount of interest that will be charged once an introductory period is over. (For more about convenience checks, click here.

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