Content Overview
- Summary
- If You Are An Employee Without Health Insurance
- If You Are Self Employed
- If You Are A College Student
- If The Concern Is About A Child
- If You Are Single
- If You Have A Spouse Or Domestic Partner
- If You Are In Or Could Join A Union
- If You Are In Or Could Qualify For A Guild
- If You Belong To Or Could Join An Association
- If You Have A Low Income Or Are Currently Unemployed
- If You Are On Social Security Disability Income, Are Age 65 Or Older, Or Have A Spouse Or Parent Who Qualifies For Medicare
- If You're A Veteran
- If You Are A Small Business Owner
Situations That May Impact Your Ability To Obtain Health Insurance
If You Have A Spouse Or Domestic Partner
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Most group health plans make coverage available for a spouse. Many health plans now also provide coverage for significant others.
Your spouse or domestic partner can consider changing jobs, if necessary, to get you the coverage you need.
Under the federal law known as HIPAA, a new spouse can be added to an employer's plan under a special enrollment period. To qualify for the special enrollment period, you must notify the plan and request special enrollment within 30 days of your marriage. Your plan may require that the notice be in writing. Putting things in writing is usually the safest course of action in any event.
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