Content Overview 
- Overview
- If I Return To Work, When Will My Income From My Disability Income Policy Stop?
- How Do I Confirm My Interpretation of Provisions of a Long Term Disability Income Policy?
- Will The Insurance Company Help Me Become Able To Go Back To Work?
- If I Can Only Work Part-Time: Do I Still Receive A Benefit?
- If I Can Only Work Part-Time: If I Receive A Benefit, How Much Will It Be?
- What Happens If I Make Less In My New Job Than I Did In My Old Job?
- What If I Start Work, But I Have To Stop Working Again Because Of My Health? Recurring Disabilities Provisions
- What If A New Employer Offers A Group Long Term Disability Policy? Or If My Former Employer Treats Me As A New Hire?
- What Should I Do If I Am Considering Going Back To Work?
Return To Work: Group Long Term Disability (LTD)
Will The Insurance Company Help Me Become Able To Go Back To Work?
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Many Long Term Disability policies contain a Rehabilitation Benefit provision that can be of real value if you require training to return to work. This provision is especially helpful if you are interested in returning to work but do not want to return to the same type of job that you used to do.
In addition to paying for training, a rehabilitation benefit may also provide a continued income until your training is complete and you’re ready to enter the job market in your new field.
Many policies even continue to pay partial or full benefits for a temporary period while you adjust to the new job.
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