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Information about all aspects of finances affected by a serious health condition. Includes income sources such as work, investments, and private and government disability programs, and expenses such as medical bills, and how to deal with financial problems.
Information about all aspects of health care from choosing a doctor and treatment, staying safe in a hospital, to end of life care. Includes how to obtain, choose and maximize health insurance policies.
Answers to your practical questions such as how to travel safely despite your health condition, how to avoid getting infected by a pet, and what to say or not say to an insurance company.

How To Maximize Use Of A Fee-For-Service (Indemnity) Health Insurance Policy

Take Advantage Of Discounts And Wellness Features

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Check your policy for discounts such as with respect to medications and/or wellness items.

Wellness Features

Health insurance policies these days are likely to include wellness features to help people stay healthy and maximize disease fighting ability.

  • Gyms: In spite of your health condition, there may be a premium discount or refund for belonging to, and/or going to, a gym. (To learn how to choose a gym, click here. To avoid infect ion in a gym, click here)
  • Nutrition: There may also be access to a nutritionist,
  • Complementary Therapies: While it may not be stated in the policy, complementary treatments such as Yoga or meditation may be covered. To learn about complementary treatments, including their benefits and how to find an appropriate professional, click here.For information about specific complementary therapies, including how to find an expert, see:

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