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Homeowners Insurance FAQs

Does A Homeowners Policy Cover My Second Residence?

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The Homeowners policy on your main residence will also cover:

  • Liability at your second residence. 
  • Personal property located at a secondary residence. Coverage is limited to the greater of 10% of the amount of Personal Property coverage or a dollar amount such as $1,000.  

A Homeowners Policy does not cover damage to the second premises buildings.


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