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Disability Insurance: Evaluating Individual Policies
Don't Rely Solely On The Ratings
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Even though the Evaluator is designed to give you a reasoned recommendation, it is only a tool. When you compare totals, ask: is the result as you expected, based on your overall impressions of the plan? If so, you've probably found the best plan for you. If not, review your answers, especially the importance ratings of various features. Discuss your questions with an unbiased professional, such as an experience insurance broker. (To learn more, see: How To Choose An Insurance Broker.)
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