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How To Get More Credit

If You Have A Checking Account

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Overdraft protection provides short term credit.

With overdraft protection, if you overdraw your account, the bank pays the overdraft. The difference between the amount of the check and what’s in your account is considered to be a loan.

You can get the overdraft feature for free from your bank.

NOTE: If you do not add an overdraft feature, your bank is likely to either bounce a check (and charge for an "NSF" check - not sufficient funds) or pay the check and charge you an overdraft fee.  Overdraft fees can quickly add up.

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