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Children's Benefits Under Social Security

Which Children Can Qualify For Benefits?

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Benefits under Social Security Retirement (SSR), Social Security Disability (SSDI) or Survivor's Benefits can be paid to a retired, disabled or deceased worker's child.

Although SSDI generally has a five month waiting period before SSDI benefits start, the waiting period is waived for children filing for benefits on a parent's earnings record.

Children are eligible to receive benefits, provided they are the natural child, adopted child, stepchild or dependent grandchild, (See definitions below) if:

  • They are unmarried; AND
  • They are under 18 or they are 18 or 19 attending school full-time in elementary or secondary school; OR
  • They are disabled and became disabled before age 22. (Some people continue to receive "children's" benefits into their adult years, as long as they remain disabled.) See SSA-Benefits for Disabled Children and Supplemental Security Income (SSI).

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