Chemotherapy: The Financial Aspects

• Before you begin treatment, find out whether your insurance company or Medicare will pay for your care.
• Most health insurance policies, including Medicare Part B, cover at least part of the cost of most kinds of chemotherapy.
• Payment may depend on where the chemotherapy is given. For instance, some health insurance (such as Medicare) pays for chemo given in a doctor's office as part of the services the doctor provides. On the other hand, chemothearpy at home is considered to be a drug and requires you to pay more.
• Payment may depend on the treatment chosen. If your insurer denies payment for your treatment, see: Chemo: If Your Insurer Refuses To Pay For.
• It is advisable to do everything you can to keep your health insurance, even if you must be out of work for treatment.
• If your insurance is through your job:
  • Learn about options that can help you keep your insurance, even if you quit your job.
  • You may be able to take time off and keep your health insurance either because of an employer plan or because you are entitled to under either Family Medical Leave or under the Americans With Disabilities Act.

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