Content Overview
- Overview
- Think Ahead "just in case"
- What to do if your life objectives have changed
- If you decide to change jobs or careers
- If you run into problems at work because of your health condition
- Disclosure of your health history
- If you are unable to work or may be unable to work in the foreseeable future
Breast Cancer: Post Treatment: 6 Months Plus: At Work
Think Ahead "just in case"
Next » « Previous2/7
Benefits
If you have a choice of health insurance policies, choose one from the point of view of a person with cancer (Survivorship A to Z shows you how in our Cancer Health Plan Evaluator).
Look at your employer benefits to increase them when possible.
If your employer doesn't offer the benefits you need, consider changing jobs, or even careers. Your health history is not relevant to a job search. Only what you are capable of doing now. (See "To Learn More.")
Discrimination
Discrimination is difficult to prove. Just because you didn't get a raise or a particular job does not necessarily mean you were discriminated against. If you ever do feel as you have been discriminated against, it helps to have a record that was made at the time (a "contemporaneous record.")
- Start keeping a journal of everything that happens at work that could possibly indicate discrimination.
- Include the good things that happen, such as your boss telling you that you are doing a good job.
- For more information, see the document in "To Lern More."
Increase available cash
While you are employed, you likely receive credit card offers in the mail. Consider taking the cards. Taking the cards is not the same as using them - except to the minimum extent needed to keep them in force. Credit will be valuable if your breast cancer returns or if another type of cancer appears.
Sock as much money as you can into tax deferred savings accounts such as a 401(k) or a Health Savings Plan. Create an Emergency+Fund. The key is to put as much cash aside as you can in case of recurrence.
Prepare in case of disability
Insurers think of disability as something that happens at a defined moment. In reality, you have some control over whether and when you will be considered to be disabled for purposes of an insurer's programs or insurance such as Social Security Disability Insurance (SSDI). To prepare "just in case":
To Learn More
More Information
Work: Changing Your Job Or Career Work: Discrimination 101 Life Insurance 101 Tax Advantaged Health Savings Plans Health Savings Account (HSA) Retirement Planning Credit: Score, Getting, Fixing Long Term Care Insurance Disability Income Insurance 101 Health Plan EvaluatorRelated Articles
SSI 101: An Overview SSDI 101: An Overview (Social Security Disability Insurance) Life Insurance: Sale Of Emergency+Fund New Uses of Credit
Please share how this information is useful to you. 0 Comments
Post a Comment Have something to add to this topic? Contact Us.