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Arguments To Use Against An Insurer's Denial Of A Health Claim

A Claim Denied On The Basis That The Treatment Or Drug Is Not Likely To Cause Your Health Condition To Improve

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If the treatment or drug relates to your diagnosis, see the section above about Medically Necessary.

If the treatment or drug relates to another aspect of your health care, ask your doctor to write a letter explaining why the medical care is necessary for your total health care needs. The key should be your total health condition and health-care needs - not just a chance for full or partial recovery.


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