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Advantages And Disadvantages Of A POS Health Insurance Plan

Disadvantages of a POS Health Plan

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Cost: POS plans are usually more expensive than an HMO. They are less expensive than a straight Fee-For-Service (Indemnity) Plan.

Keeping track can get complicated -- It will require planning and careful record keeping to keep track of which provider is under which plan and compute your portion of the bill, if any.

POS health plans are hybrids of the HMO and PPO programs so they have the disadvantages of both.   

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HMO PPO

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