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Information about all aspects of finances affected by a serious health condition. Includes income sources such as work, investments, and private and government disability programs, and expenses such as medical bills, and how to deal with financial problems.
Information about all aspects of health care from choosing a doctor and treatment, staying safe in a hospital, to end of life care. Includes how to obtain, choose and maximize health insurance policies.
Answers to your practical questions such as how to travel safely despite your health condition, how to avoid getting infected by a pet, and what to say or not say to an insurance company.


The following features of the federal law known as ERISA are of interest to people with a life-challenging health condition:

ERISA And An Employee's Rights To COBRA Continuation of Health Benefits

COBRA is the name generally given to the federal laws which require that people have a right to extend their health insurance after they stop working. While the provisions were originally included in the Consolidated Omnibus Budget Reconciliation Act of 1985, they were codified in ERISA.

ERISA And Guarantee of Defined Benefit Pension Plans

ERISA created a fund, known as The Pension Benefit Guaranty Corporation, to guarantee employees that the money due them will be there when needed in case their Defined Benefit Pension Plan falls short.

The fund is similar in concept to the Federal Deposit Insurance Corporation (FDIC) that protects banks' assets for depositors.

Defined Benefit Pension Plans pay an amount like a premium into the Pension Benefit Guaranty Fund based on the Pension Plan's assets.

The fund does not cover any other types of employee plans such as a defined contribution (vs. benefit) plan.